Skip to main content

The 3 Best Ways for Retail Investors to Actually Get Into SpaceX Stock

The 3 Best Ways for Retail Investors to Actually Get Into SpaceX Stock

If you've been waiting for a chance to own a piece of SpaceX, the wait is officially over — and your options are wider than you think. SpaceX listed on Nasdaq on June 12, 2026, under the ticker SPCX at $135 a share, raising over $85 billion in the largest IPO in history. Right now, retail investors have three real routes in: buy SPCX directly on any major brokerage, get bundled exposure through a fund like DXYZ, or let your index fund quietly pick up shares when SpaceX joins the Nasdaq-100 on July 6. Each option has a very different risk level, price point, and amount of actual SpaceX in your portfolio — so let me break them down honestly.


smiling in front of laptop


First, the SpaceX IPO in 30 Seconds

I'll be real — I didn't expect SpaceX to go public this fast. Elon Musk had been saying for years that SpaceX had "no plans" to IPO. And yet, here we are.

On June 12, 2026, SPCX opened trading at $150 a share and shot up to an intraday high of $225.64 by June 16 — a jaw-dropping 67% above the IPO price in under a week. Since then, it's pulled back significantly. As of June 29, 2026, SPCX is trading around $153, still above the $135 IPO price, but a long way from that initial frenzy.

The company's total revenue for 2025 was $18.7 billion, with Starlink alone generating $11.4 billion — roughly 61% of the whole business. Starlink hit 10.3 million active customers across 160 countries as of March 2026, growing at roughly 50% year-over-year. The launch business? Still burning cash. The AI division? Bleeding even more. But Starlink's operating profit of $4.4 billion is carrying the rest.

That context matters a lot when you're deciding how and how much to invest.


Way #1: Buy SPCX Directly Through Your Brokerage

This is the most straightforward option, and honestly, it's now just as easy as buying any other stock.

SPCX trades on the Nasdaq. You can open your Fidelity, Robinhood, Charles Schwab, SoFi, or E*Trade account right now, search "SPCX," and place an order. No hoops, no minimums for regular share purchases after the IPO.

During the IPO itself, access requirements varied — Fidelity required a minimum of $500 in brokerage assets, while Schwab reportedly needed a $100,000 liquid net worth threshold for IPO allocations. But that's behind us. In the open market, you can start with one share.


What you're actually getting: 100% pure SpaceX exposure. Every dollar you put in is tied directly to how SPCX performs.

The honest catch: The valuation debate is heated. SPCX currently trades at roughly 73 times sales. Morningstar's discounted cash flow model puts fair value at $63 per share — that's a 59% downside from where it trades today. On the other hand, Wall Street analysts have an average 12-month price target of $187.80, with six analysts rating it a buy. SpaceX also lost nearly $5 billion overall in 2025 despite Starlink being very profitable, because Starship development and the AI division are expensive bets.

My take: if you believe in the Starship long game — lower launch costs, Mars, point-to-point travel — buying SPCX directly is the cleanest expression of that thesis. Just don't treat it like a sure thing. This stock is genuinely volatile, and the $147–$225 swing in its first two weeks of trading proves it.


Way #2: Get Diversified Exposure Through DXYZ (Destiny Tech100)

If you want SpaceX but you're also excited about other private-ish tech companies and want to spread the risk, Destiny Tech100 (ticker: DXYZ) is worth knowing about.

DXYZ is a closed-end fund that trades on the NYSE. Its whole pitch is giving retail investors access to a portfolio of 100 private and recently-public tech companies. Right now, SpaceX makes up about 16.2% of its portfolio, alongside names like xAI, OpenAI, Anthropic, Databricks, and Shield AI.

This is how a lot of retail investors were playing SpaceX before the IPO — and some are still using DXYZ for the broader private-tech bundle rather than just the SpaceX piece.


What you're actually getting: About 16 cents of SpaceX exposure for every dollar you put into DXYZ. But you're also getting exposure to a basket of companies you can't easily buy anywhere else.

The honest catch: Closed-end funds like DXYZ often trade at a premium to their net asset value (NAV), sometimes a big one. As recently as early June, DXYZ's retail frenzy pushed it well above its reported NAV. If you buy at a premium and that premium compresses — which it often does — you can lose money even if the underlying holdings go up. Always check the current NAV vs. the share price before buying.

That said, if you're the type of person who looks at a list like "SpaceX, xAI, OpenAI, Anthropic" and thinks yes, all of that, DXYZ is one of the few ways to actually hold that bundle as a regular investor.


Way #3: Let Your Index Fund Do the Work (QQQ / QQQM)

Okay, this is the option I didn't expect to be writing about — but it's actually real and it's happening soon.

SpaceX was fast-tracked into the Nasdaq-100 using a revised methodology that allows any company ranked in the top 40 by market cap to join after just 15 trading days. Effective July 6, 2026, index-tracking funds like the Invesco QQQ Trust (QQQ) and Invesco NASDAQ 100 ETF (QQQM) will start holding SPCX.

SpaceX is expected to carry a ~0.6% weighting in QQQ. To put that in dollar terms: if you have $10,000 in QQQ, you'll own roughly $60 worth of SpaceX automatically. Not life-changing, but it's there.

What you're actually getting: A tiny, passive slice of SpaceX tucked inside a diversified Nasdaq index. Zero extra steps if you already hold QQQ or QQQM.


The honest catch: 0.6% is a very small position. If SPCX doubles, your QQQ portfolio goes up an extra 0.6%. If you want meaningful exposure to SpaceX, this route alone won't cut it — it's more of a "nice, I already own it" situation than an intentional bet.

That said, for investors who are SpaceX-curious but genuinely nervous about the valuation, just holding QQQ and getting a sliver of automatic exposure is a perfectly reasonable non-decision. You're not missing out entirely, and you're not taking on concentrated risk.


Holding smartphone


Is SpaceX Stock Actually Worth Buying at $153?

Honestly? It depends entirely on your time horizon and how much uncertainty you can stomach.

The bull case is real: Starlink is growing fast (from 2.3 million subscribers in 2023 to over 10 million by March 2026), Starship could dramatically cut the cost of getting to orbit, and SpaceX has a near-monopoly on certain launch contracts. Goldman Sachs and ARK Invest are bullish for exactly these reasons.

The bear case is equally real: SpaceX is currently not profitable on a consolidated basis, trading at 73x sales, and Morningstar — using the same discounted cash flow methodology it applies to every other company — lands at $63. That's a sobering number.

What I'd say as someone who watches this space: SpaceX is a long-term, high-conviction investment, not a trade. The investors most likely to do well here are ones who believe deeply in where the company is going over five to ten years, not ones trying to catch the next pop from $153 to $175.


FAQ

When did SpaceX go public? 

SpaceX (ticker: SPCX) listed on the Nasdaq on June 12, 2026, at an IPO price of $135 per share, raising approximately $85 billion in the largest IPO in history.


What is SPCX's current stock price? 

As of June 29, 2026, SPCX is trading around $153. It hit an intraday high of $225.64 on June 16, then pulled back significantly. The 52-week range runs from $135 (IPO price) to $225.64.


Is SpaceX profitable? 

Starlink, SpaceX's satellite internet division, is highly profitable — generating $4.4 billion in operating income in 2025. However, SpaceX as a whole reported a net loss of nearly $5 billion in 2025, due to heavy spending on Starship development and the AI division.


What's the difference between buying SPCX vs. DXYZ? 

Buying SPCX gives you direct, 100% exposure to SpaceX. DXYZ gives you roughly 16% SpaceX exposure bundled with other private tech companies like xAI, OpenAI, and Anthropic — but you'll pay whatever premium the market assigns to that bundle, which can be significant.


Will SpaceX ever be in my 401(k)?

Quite possibly. SpaceX is being added to the Nasdaq-100 effective July 6, 2026. Any index fund that tracks the Nasdaq-100 — common in 401(k) plans — will hold a small position in SPCX automatically after that date.


The Bottom Line

SpaceX is finally in the hands of retail investors, and for once, the access isn't just theoretical. If you want direct, full exposure, SPCX is right there on your brokerage app. If you want a bundle of private tech bets alongside SpaceX, DXYZ is worth investigating (just watch that premium). And if you're a passive investor who doesn't want to make an active bet, your QQQ position will quietly pick up SpaceX for you starting next week.

None of these options are risk-free — SpaceX is a genuinely polarizing stock, with fair value estimates ranging from $63 to $225+ depending on who you ask. But for the first time ever, you actually get to decide.


Disclaimer: This is for general informational purposes only, not professional financial or investment advice. Always do your own research and consider speaking with a qualified advisor before investing. Opinions expressed here are my own based on research available as of June 29, 2026; SpaceX's stock price, valuation, and fund compositions may have changed significantly since this was written.


#SpaceX #SPCX #RetailInvesting #IPO2026 #Investing

Comments

Popular posts from this blog

How Much Does a Cell Phone Plan in Canada Really Cost? (Broken Down by Carrier)

How Much Does a Cell Phone Plan in Canada Really Cost? (Broken Down by Carrier) As of June 2026, Canadian cell phone plans range from as low as $19/month all the way up to $105+ — but the average sits around $46/month across all carriers. The catch? If you're on a Big Three plan (Rogers, Bell, or Telus), you're probably paying $60–95 for something you could get for $35–50 on a carrier that runs on the exact same towers. Whether you're a student watching every dollar, a newcomer figuring out how this country's telecom system works, or just genuinely tired of a phone bill that hurts, here's the full breakdown — by carrier, by price, and by what you're actually getting. The Big Three: Rogers, Bell, and Telus — What They Actually Charge Let's start with the names everyone recognizes. Rogers, Bell, and Telus are Canada's dominant carriers, and they control the majority of the country's wireless infrastructure. Right now, their standard BYOD (bring your ow...

Is Getting a Credit Card in College Worth It in 2026? I Tested 4 Options to Find Out

Is Getting a Credit Card in College Worth It in 2026? I Tested 4 Options to Find Out Yes — getting a credit card in college is absolutely worth it in 2026, if you pick the right one. The best student cards charge no annual fee, offer real cash-back rewards, and don't require a credit history to get started. The catch? With the average college student carrying around $3,280 in credit card debt (as of June 2026, per CardRates ), the line between "smart financial move" and "expensive mistake" comes down to which card you choose — and the habits you build around it. Why Your College Years Are the Best Time to Start I'll be honest: the first time someone suggested I get a credit card as a student, my instinct was a hard no. Between tuition, textbooks, and surviving on a tight budget, "more debt" sounded like the last thing I needed. But here's the thing — a credit card, used right, isn't debt. It's a credit history machine. And credit histor...

New Car vs. Used Car: Which Actually Makes More Financial Sense for a First-Time Buyer?

New Car vs. Used Car: Which Actually Makes More Financial Sense for a First-Time Buyer? If you're staring at new-car listings and wondering whether the price is actually justified — spoiler: for most first-time buyers, a 3-to-5-year-old used car wins on total cost, and it's not even close. New cars lose 15–25% of their value in the first year alone, and the average new vehicle now sits at $48,841 (as of 2026-06-17). That said, there are real situations where buying new makes financial sense — and I want to walk you through both sides so you can actually make a smart call, not just a hopeful one. The Price Gap Is Bigger Than It Looks Let's start with the raw numbers, because they're genuinely eye-opening. The average new car transaction price hit $48,841 in 2026 according to MoneyGeek. The average used car? Somewhere between $25,390 and $26,000 — basically half the price. On monthly payments, that gap looks like this: New car: ~$770/month Used car: ~$531/month That...